Times Black ICICI Credit Card: Are you seeking a credit card that complements a premium lifestyle? The Times Black ICICI Credit Card promises exclusive privileges, robust rewards, and a touch of luxury.
This comprehensive guide dives into its features, benefits, fees, and everything you need to know before applying.
Table of Contents
What is the Times Black ICICI Credit Card?
The Times Black ICICI Credit Card is a premium offering designed for discerning individuals who value convenience and exclusive experiences.
It caters to frequent travelers, entertainment enthusiasts, and those who appreciate premium perks.
Key Features & Benefits:
- Premium Lifestyle Benefits: Enjoy complimentary airport lounge access (domestic and international), concierge services, and exclusive dining experiences.
- Rewarding Rewards Program: Earn points on every transaction, with accelerated earnings at partner merchants. Redeem these points for flights, merchandise, and vouchers.
- Attractive Cashback & Discounts: Avail cashback offers and discounts across various categories, enhancing your spending power.
- Entertainment Perks: Experience the best of entertainment with Buy-One-Get-One movie ticket offers through BookMyShow and exclusive access to events and concerts.
- Travel Benefits: Travel with peace of mind thanks to complimentary travel insurance covering flight delays and lost baggage, priority check-ins, and hotel booking discounts.
- Exclusive Times Group Benefits: Leverage partnerships with Times Group brands, including free or discounted magazine subscriptions and exclusive event invitations.
Eligibility Criteria:
To be eligible for the Times Black ICICI Credit Card, you generally need:
- A stable income (specific thresholds apply).
- A good credit score (typically 750+).
- Age between 21 and 60 years.
How to Apply:
- Visit the ICICI Bank website – Click Here!.
- Complete the online application form.
- Submit required documents (ID proof, income proof, address proof).
- Await approval (typically a few business days).
Reward Program Details:
- Earn points on all transactions.
- Accelerated points at partner merchants.
- Redeem points for flights, merchandise, and vouchers.
Lifestyle Benefits in Detail:
- Airport Lounge Access: Enjoy complimentary access to domestic and international airport lounges, making your travel more comfortable.
- Dining Privileges: Access dining discounts at select restaurants through ICICI’s culinary program.
Entertainment Perks Deep Dive:
- Movie Magic: Avail Buy-One-Get-One movie ticket offers on BookMyShow
- Exclusive Events: Gain access to exclusive events and concerts.
Travel Benefits Explained:
- Travel Insurance: Benefit from complimentary travel insurance covering various contingencies.
- Travel Convenience: Enjoy priority check-ins and hotel booking discounts.
Exclusive Times Group Benefits Unveiled:
- Magazine Subscriptions: Get free or discounted subscriptions to Times Group magazines.
- Exclusive Invitations: Receive invitations to exclusive events.
Times Black ICICI Credit Card For Fees and Charges:
- Annual Fee: ₹5,000 (plus taxes).
- Interest Rate: 3.5% per month on outstanding balances.
Times Black ICICI Credit Card Pros & Cons
Comparing the Times Black ICICI Credit Card with Competitors
While the Times Black ICICI Credit Card shines in lifestyle and entertainment benefits, alternatives like HDFC Diners Club Black and SBI Elite Card offer competitive rewards in travel and shopping categories.
FAQs: Times Black ICICI Credit Card Review
What is the annual fee?
₹5,000 plus taxes.
How can I maximize rewards?
Use the card frequently at partner merchants and redeem points strategically.
Can I use the card internationally?
Yes, it’s globally accepted.
What is the credit limit range?
Typically from ₹1,00,000 to ₹10,00,000 or more, depending on creditworthiness.
How do I contact customer service?
Through the ICICI Bank website’s helpline or email support.
Conclusion
The Times Black ICICI Credit Card is perfect for those who value luxury and premium perks. While the annual fee is steep, the benefits often outweigh the costs for frequent users.
If you’re seeking a card that aligns with a high-end lifestyle, this one is worth considering.
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